Agricultural producers can soon begin enrolling in the Agriculture Risk Coverage (ARC) and Price Loss Coverage (PLC) programs, which the U.S. Department of Agriculture (USDA) recently updated to include more than 30 million new base acres.
This expansion, the first in 20 years, was made possible by the Working Families Tax Cuts Act and is part of USDA’s efforts to put Farmers First.
Now that the base allocation process is complete, producers can make elections and enroll for the 2026 crop year from Sept. 16 through Dec. 11, 2026, and for the 2027 crop year from Nov. 2, 2026, through March 15, 2027. Because eligible acres exceeded the nationwide 30-million-acre cap, USDA’s Farm Service Agency (FSA) is applying an across-the-board, prorated reduction of 3.69% to all newly allocated base acres.
“President Trump and Secretary Rollins are putting Farmers First by providing increased access to the farm safety net,” said Under Secretary Richard Fordyce. “In addition to expanded base acres, farmers now also have the opportunity to change their program election to best support the economic viability of their operations.”
Base Allocation Notifications
The opportunity for landowners to review their base allocation summaries and take necessary action ended Aug. 31, 2026. This included correcting inaccurate information, designating subsequent acres or opting out of adding base acres. Landowners did not lose base acres through the base allocation process.
If landowners did not notify FSA of changes, the base allocation summary is considered accurate and complete; however, an across-the-board factor will apply. FSA determined the base allocation percentage reduction using all acreage reported as eligible, and new base acres will automatically be allocated to farms after applying the 3.69% reduction.
Base allocation notifications will be available beginning Sept. 16, 2026. Landowners can access notifications online at fsa.usda.gov/arc-plc using a Login.gov account. Landowners who do not currently have a Login.gov account can contact their FSA county office to obtain their base allocation notification beginning Sept. 16, 2026.
Enrollment Period
Producers can now change their election and enroll in ARC-County (ARC-CO) or PLC, which both provide crop-by-crop protection, or ARC-Individual (ARC-IC), which protects the entire farm. Although election changes for 2026 are optional, producers must enroll through a signed contract each year. Existing multi-year contracts ended in 2025, but producers have the option to sign a new multi-year contract for 2026 through 2031. Producers who opt out of a multi-year contract can enroll for the 2027 crop year starting Nov. 2, 2026, through March 15, 2027.
If producers do not submit their 2026 election by Dec. 11, 2026, their election remains the same as their 2025 election for crops on the farm, and the farm is ineligible for payments for the 2026 program year. Landowners cannot enroll in either program unless they have a share interest in the farm.
Covered commodities include barley, canola, large and small chickpeas, corn, crambe, flaxseed, grain sorghum, lentils, mustard seed, oats, peanuts, dry peas, rapeseed, long grain rice, medium and short grain rice, safflower seed, seed cotton, sesame, soybeans, sunflower seed and wheat.
Some land grant universities offer web-based decision tools to help producers make informed election decisions using crop data specific to their respective farming operations.
Producers can make program elections and enroll either online at fsa.usda.gov/arc-plc using a Login.gov account or by making an appointment at their local FSA office.
Crop Insurance Considerations
Producers are reminded that ARC and PLC election and enrollment can impact eligibility for some crop insurance products.
Producers can now add SCO coverage or the Enhanced Coverage Option (ECO) regardless of their ARC or PLC election. Previously, producers who elected ARC-CO or ARC-IC were ineligible to purchase the Supplemental Coverage Option (SCO) through their Approved Insurance Provider for the same acres, but The Working Families Tax Cuts Act removed this restriction.
Upland cotton farmers who choose to enroll seed cotton base acres in ARC or PLC are ineligible for the Stacked Income Protection Plan (STAX) on their planted cotton acres for that farm.
Crop insurance information is available through USDA’s Risk Management Agency.
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